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Take-Home Pay by State

How much would you really keep in each state? Enter a salary to rank all 50 states and Washington, D.C. by 2026 take-home pay after federal, state and local taxes.

Updated Checked against IRS Pub 15-T & state tablesAll 51 jurisdictionsLive ranking

On a $75,000 salary, take-home pay ranges from $61,593 in Florida to $56,006 in Oregon — a gap of $5,587 a year.

#StateTake-home / bi-weeklyTake-home / yearState + local taxTotal tax rate
1Florida$2,368.94$61,593$017.9%
2Nevada$2,368.94$61,593$017.9%
3New Hampshire$2,368.94$61,593$017.9%
4South Dakota$2,368.94$61,593$017.9%
5Tennessee$2,368.94$61,593$017.9%
6Texas$2,368.94$61,593$017.9%
7Wyoming$2,368.94$61,593$017.9%
8North Dakota$2,361.12$61,389$20318.1%
9Alaska$2,359.00$61,334$25918.2%
10Washington$2,328.93$60,552$1,04019.3%
11Ohio$2,319.44$60,306$1,28719.6%
12Arizona$2,312.31$60,120$1,47319.8%
13Louisiana$2,297.26$59,729$1,86420.4%
14Iowa$2,284.40$59,394$2,19820.8%
15Mississippi$2,281.71$59,325$2,26820.9%
16Pennsylvania$2,278.37$59,238$2,35521%
17New Mexico$2,278.20$59,233$2,35921%
18North Carolina$2,273.41$59,109$2,48421.2%
19Vermont$2,273.18$59,103$2,49021.2%
20Kentucky$2,272.50$59,085$2,50721.2%
21Nebraska$2,271.52$59,060$2,53321.3%
22Missouri$2,269.42$59,005$2,58821.3%
23West Virginia$2,265.86$58,912$2,68021.5%
24Arkansas$2,264.62$58,880$2,71221.5%
25Oklahoma$2,260.12$58,763$2,83021.6%
26Idaho$2,258.68$58,726$2,86721.7%
27Montana$2,258.30$58,716$2,87721.7%
28South Carolina$2,258.25$58,715$2,87821.7%
29Colorado$2,256.57$58,671$2,92221.8%
30Michigan$2,255.99$58,656$2,93721.8%
31Wisconsin$2,255.47$58,642$2,95021.8%
32Rhode Island$2,252.76$58,572$3,02121.9%
33Alabama$2,249.65$58,491$3,10222%
34New Jersey$2,249.59$58,489$3,10322%
35Utah$2,248.10$58,451$3,14222.1%
36Georgia$2,248.03$58,449$3,14422.1%
37Indiana$2,239.44$58,226$3,36722.4%
38Kansas$2,238.74$58,207$3,38522.4%
39District of Columbia$2,237.08$58,164$3,42922.4%
40Virginia$2,234.39$58,094$3,49822.5%
41Illinois$2,231.72$58,025$3,56822.6%
42Maine$2,225.38$57,860$3,73322.9%
43California$2,224.73$57,843$3,75022.9%
44Connecticut$2,224.71$57,843$3,75022.9%
45Massachusetts$2,223.75$57,818$3,77522.9%
46New York$2,222.47$57,784$3,80823%
47Minnesota$2,218.69$57,686$3,90723.1%
48Delaware$2,218.60$57,684$3,90923.1%
49Hawaii$2,194.26$57,051$4,54223.9%
50Maryland$2,166.93$56,340$5,25224.9%
51Oregon$2,154.07$56,006$5,58725.3%

Why take-home pay varies so much by state

Federal income tax, Social Security and Medicare are the same everywhere. The differences come from three state-level factors:

  • State income tax. Nine states have none. Flat-tax states range from Arizona's 2.5% to Illinois' 4.95%. Progressive states like California, New York, Oregon and Hawaii take the most from higher earners.
  • Mandatory payroll programs. California (1.3% SDI), New Jersey, New York, Washington, Oregon, Massachusetts, Colorado, Connecticut, Rhode Island, Delaware, Minnesota and Maine take extra for disability, paid leave or long-term care.
  • Local taxes. County taxes in Maryland and Indiana and city taxes in New York City, Philadelphia, Detroit and most Ohio cities can add 1–4%.

Figures assume a single filer with a standard 2026 W-4 and no pre-tax benefits. For your own situation, open the paycheck calculator for your state.

Frequently asked questions

Which state has the highest take-home pay?

The nine states without a wage income tax — Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming — top the list. At $100,000, Florida leads with $79,180 take-home for a single filer. Washington ranks slightly lower because of its paid leave and WA Cares deductions.

Which state has the lowest take-home pay?

At $100,000 for a single filer, Oregon has the lowest take-home pay at $71,303. That's $7,877 less than Florida. High-tax states like Oregon, California, New York, Hawaii and Maryland (with county tax) are usually near the bottom.

Does this include city and county taxes?

For Maryland and Indiana, where county income tax is near-universal, we include a typical county rate. Other city taxes (NYC, Philadelphia, Detroit, Ohio cities) aren’t included in the ranking. Add yours in that state’s calculator.

Should I move to a no-income-tax state?

Take-home pay is only half the picture. No-income-tax states often have higher sales or property taxes, and salaries and living costs vary a lot. Compare after-tax pay with housing, insurance and living costs before deciding.

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