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RealPaycheckCalculator

Colorado Paycheck Calculator

Colorado has a flat 4.4% income tax calculated from federal taxable income. Denver and Aurora charge small monthly Occupational Privilege Taxes, and FAMLI paid leave takes up to 0.44% of wages. Use this calculator to see your 2026 take-home pay in Colorado after federal, state and local taxes and deductions.

Updated Checked against IRS Pub 15-T & state tables4.4% flat tax2026 rates
1 · Your pay
Tips, bonus or commission
2 · Your W-4
Other income, deductions & extra withholding
3 · Where you live & work
4 · Benefits & deductions 401(k), health, HSA
5 · New 2026 W-4 deductions New

The One Big Beautiful Bill Act added federal deductions for 2025–2028. Claim them on Step 4(b) of a 2026 W-4 to get the savings in every paycheck instead of waiting for your refund. They don't reduce Social Security, Medicare or (in most states) state tax.

Take-home$1,853.63per paycheck · See breakdown ↓

Colorado paycheck taxes at a glance (2026)

State income tax4.4% flat
Standard deduction$16,100 single · $32,200 married
State payroll programsCO FAMLI (0.44%)
Local income taxesIn some cities/counties
Take-home rank ($75k)#29 of 51

How much is taken out of a $60,000 paycheck in Colorado?

Single filer, paid bi-weekly, standard 2026 W-4, no benefits:

LinePer paycheckPer year
Gross pay$2,307.69$60,000
Federal income tax−$193.08−$5,020
Social Security (6.2%)−$143.08−$3,720
Medicare (1.45%)−$33.46−$870
Colorado income tax−$74.29−$1,932
CO FAMLI−$10.15−$264
Take-home pay$1,853.63$48,194

A married couple filing jointly on $100,000 in Colorado takes home about $81,287 a year ($3,126.42 bi-weekly).

Colorado take-home pay by salary

Single filer, 2026, bi-weekly pay. Click a salary for a full breakdown and comparison with every other state.

SalaryFederal taxFICAColorado taxesTake-home / yrPer paycheck
$30,000$1,420$2,295$744$25,541$982.36
$40,000$2,620$3,060$1,228$33,092$1,272.78
$50,000$3,820$3,825$1,712$40,643$1,563.21
$60,000$5,020$4,590$2,196$48,194$1,853.63
$75,000$7,670$5,738$2,922$58,671$2,256.57
$100,000$13,170$7,650$4,132$75,048$2,886.48
$150,000$24,734$11,475$6,552$107,239$4,124.59
$200,000$36,734$14,339$8,903$140,024$5,385.52

Colorado's flat income tax

Colorado taxes all taxable income at the same 4.4% rate. Because the rate doesn't rise with income, your state tax grows in a straight line with your pay. Your effective state rate is still lower than 4.4% because of deductions and exemptions.

Colorado payroll taxes and contributions

  • CO FAMLI — 0.44% on wages up to $184,500. Colorado FAMLI paid leave premium is 0.88% of wages in 2026; employers may deduct up to half (0.44%) from your paycheck.

Local income taxes in Colorado

Some Colorado cities and counties add their own income tax. Resident rates included in the calculator:

  • Denver (OPT): $69/yr flat — Denver Occupational Privilege Tax: $5.75 per month for employees earning $500+ per month.
  • Aurora (OPT): $24/yr flat — Aurora Occupational Privilege Tax: $2 per month.

Non-residents who work in these cities often pay a lower rate. Choose "Custom rate" in the calculator to enter one.

How Colorado compares

On a $75,000 salary, Colorado ranks #29 of 51 for take-home pay among the 50 states and D.C. A single filer keeps $58,671 a year, or 78.2% of gross. See the full ranking in take-home pay by state, or browse all state paycheck calculators.

State figures are estimates of your annual Colorado tax liability, spread evenly across paychecks. Your employer's withholding also depends on your Colorado withholding certificate, if your state uses one, and can differ slightly.

Frequently asked questions

Does Colorado have a state income tax?

Yes. Colorado has a flat 4.4% state income tax for 2026. The standard deduction is $16,100 for single filers and $32,200 for married couples filing jointly.

How much is $60,000 a year after taxes in Colorado?

A single filer earning $60,000 in Colorado takes home about $48,194 a year, or $1,853.63 per bi-weekly paycheck, in 2026. That's after $5,020 federal income tax, $4,590 FICA and $2,196 in Colorado state taxes.

How much tax is taken out of a paycheck in Colorado?

On a $60,000 salary, about 19.7% of gross pay goes to taxes in Colorado: federal income tax (8.4%), Social Security and Medicare (7.65%), and state taxes (3.7%). Your exact share depends on your income, filing status and deductions.

What state payroll deductions are there in Colorado?

CO FAMLI: Colorado FAMLI paid leave premium is 0.88% of wages in 2026; employers may deduct up to half (0.44%) from your paycheck.

Are there local income taxes in Colorado?

Yes. Examples include Denver (OPT), Aurora (OPT). Pick your city or county in the calculator, or enter a custom rate.

Is Colorado a good state for take-home pay?

On a $75,000 salary, Colorado ranks #29 of 51 (50 states + D.C.) for take-home pay, at $58,671 a year for a single filer. Compare all states.