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New York Paycheck Calculator

New York State taxes income from 3.9% to 10.9%. New York City residents pay an additional 3.078%–3.876% city income tax, and Yonkers adds a surcharge on state tax. Use this calculator to see your 2026 take-home pay in New York after federal, state and local taxes and deductions.

Updated Checked against IRS Pub 15-T & state tables3.9%–10.9%2026 rates
1 · Your pay
Tips, bonus or commission
2 · Your W-4
Other income, deductions & extra withholding
3 · Where you live & work
4 · Benefits & deductions 401(k), health, HSA
5 · New 2026 W-4 deductions New

The One Big Beautiful Bill Act added federal deductions for 2025–2028. Claim them on Step 4(b) of a 2026 W-4 to get the savings in every paycheck instead of waiting for your refund. They don't reduce Social Security, Medicare or (in most states) state tax.

Take-home$1,825.25per paycheck · See breakdown ↓

New York paycheck taxes at a glance (2026)

State income tax3.9% – 10.9% (9 brackets)
Standard deduction$8,000 single · $16,050 married
Personal exemption$0 single · $0 married · $1,000 per dependent
State payroll programsNY SDI (0.5%), NY Paid Family Leave (0.432%)
Local income taxesIn some cities/counties
Take-home rank ($75k)#46 of 51

How much is taken out of a $60,000 paycheck in New York?

Single filer, paid bi-weekly, standard 2026 W-4, no benefits:

LinePer paycheckPer year
Gross pay$2,307.69$60,000
Federal income tax−$193.08−$5,020
Social Security (6.2%)−$143.08−$3,720
Medicare (1.45%)−$33.46−$870
New York income tax−$101.65−$2,643
NY SDI−$1.20−$31
NY Paid Family Leave−$9.97−$259
Take-home pay$1,825.25$47,457

A married couple filing jointly on $100,000 in New York takes home about $80,066 a year ($3,079.46 bi-weekly).

New York take-home pay by salary

Single filer, 2026, bi-weekly pay. Click a salary for a full breakdown and comparison with every other state.

SalaryFederal taxFICANew York taxesTake-home / yrPer paycheck
$30,000$1,420$2,295$1,184$25,101$965.43
$40,000$2,620$3,060$1,767$32,553$1,252.04
$50,000$3,820$3,825$2,350$40,005$1,538.65
$60,000$5,020$4,590$2,933$47,457$1,825.25
$75,000$7,670$5,738$3,808$57,784$2,222.47
$100,000$13,170$7,650$5,303$73,877$2,841.43
$150,000$24,734$11,475$8,253$105,538$4,059.16
$200,000$36,734$14,339$11,203$137,724$5,297.08

New York income tax brackets 2026

Rates apply to New York taxable income after the state standard deduction and exemptions.

Single

New York brackets, single
RateTaxable income
3.9%$0 – $8,500
4.4%$8,500 – $11,700
5.15%$11,700 – $13,900
5.4%$13,900 – $80,650
5.9%$80,650 – $215,400
6.85%$215,400 – $1,077,550
9.65%$1,077,550 – $5,000,000
10.3%$5,000,000 – $25,000,000
10.9%Over $25,000,000

Married filing jointly

New York brackets, married
RateTaxable income
3.9%$0 – $17,150
4.4%$17,150 – $23,600
5.15%$23,600 – $27,900
5.4%$27,900 – $161,550
5.9%$161,550 – $323,200
6.85%$323,200 – $2,155,350
9.65%$2,155,350 – $5,000,000
10.3%$5,000,000 – $25,000,000
10.9%Over $25,000,000

New York payroll taxes and contributions

  • NY SDI — 0.5% (max $31.20/yr). New York disability insurance: 0.5% of wages, capped at $0.60 per week.
  • NY Paid Family Leave — 0.432% (max $411.91/yr). New York Paid Family Leave: 0.432% of wages in 2026, capped at $411.91 per year.

Local income taxes in New York

Some New York cities and counties add their own income tax. Resident rates included in the calculator:

  • New York City: graduated rates — NYC resident income tax, 3.078%–3.876% of NY taxable income.
  • Yonkers: 16.75% of NY state tax — Yonkers residents pay a surcharge of 16.75% of their NY State tax.

Non-residents who work in these cities often pay a lower rate. Choose "Custom rate" in the calculator to enter one.

How New York compares

On a $75,000 salary, New York ranks #46 of 51 for take-home pay among the 50 states and D.C. A single filer keeps $57,784 a year, or 77% of gross. See the full ranking in take-home pay by state, or browse all state paycheck calculators.

State figures are estimates of your annual New York tax liability, spread evenly across paychecks. Your employer's withholding also depends on your New York withholding certificate, if your state uses one, and can differ slightly.

Frequently asked questions

Does New York have a state income tax?

Yes. New York has state income tax rates from 3.9% to 10.9% for 2026. The standard deduction is $8,000 for single filers and $16,050 for married couples filing jointly.

How much is $60,000 a year after taxes in New York?

A single filer earning $60,000 in New York takes home about $47,457 a year, or $1,825.25 per bi-weekly paycheck, in 2026. That's after $5,020 federal income tax, $4,590 FICA and $2,933 in New York state taxes.

How much tax is taken out of a paycheck in New York?

On a $60,000 salary, about 20.9% of gross pay goes to taxes in New York: federal income tax (8.4%), Social Security and Medicare (7.65%), and state taxes (4.9%). Your exact share depends on your income, filing status and deductions.

What state payroll deductions are there in New York?

NY SDI: New York disability insurance: 0.5% of wages, capped at $0.60 per week.
NY Paid Family Leave: New York Paid Family Leave: 0.432% of wages in 2026, capped at $411.91 per year.

Are there local income taxes in New York?

Yes. Examples include New York City, Yonkers. Pick your city or county in the calculator, or enter a custom rate.

Is New York a good state for take-home pay?

On a $75,000 salary, New York ranks #46 of 51 (50 states + D.C.) for take-home pay, at $57,784 a year for a single filer. Compare all states.

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