$18 an Hour Is How Much a Year?

Q: $18 an hour is how much a year?

$18 an hour is $37,440 a year before taxes, based on 40 hours a week for 52 weeks (2,080 hours). Working 50 weeks (two unpaid weeks off) makes it $36,000.

Q: How much is $18 an hour after taxes?

About $32,263 a year, or $2,688.59 a month, for a single full-time worker in a no-income-tax state. In the median state it's about $31,278, and in Oregon $29,757.

$18 an hour is $37,440 a year before taxes (40 hours a week, 52 weeks). After 2026 federal taxes and FICA, a single full-time worker takes home about $32,263 a year, or $2,688.59 a month, in a state with no income tax.

Updated October 28, 2026Checked against IRS Pub 15-T & state tables2026 tax yearAll 50 states

1 · Your pay

SalaryHourly

Hourly rate

Regular hours per week

Overtime hours per week

Overtime ratePay frequency

Tips, bonus or commission

Reported tips per paycheck

Bonus / commission per paycheck

2 · Your W-4

Filing status (W-4 Step 1c)Children under 17Other dependentsStep 2: I have more than one job, or I'm married filing jointly and my spouse works.

Other income, deductions & extra withholding

Other income (yearly)

W-4 Step 4(a)Deductions (yearly)

Step 4(b), beyond standardExtra withholding

Step 4(c), per paycheck

3 · Where you live & work

StateCity / county tax

4 · Benefits & deductions 401(k), health, HSA

Traditional 401(k) / 403(b)

Roth 401(k)

Health, dental & vision premiums

HSA contribution

Other pre-tax (FSA, commuter)

After-tax deductions

5 · New 2026 W-4 deductions New

The One Big Beautiful Bill Act added federal deductions for 2025–2028. Claim them on Step 4(b) of a 2026 W-4 to get the savings in every paycheck instead of waiting for your refund. They don't reduce Social Security, Medicare or (in most states) state tax.

No tax on tips — deduct reported tips (up to $25,000)No tax on overtime — deduct the "half" of time-and-a-half (up to $12,500; $25,000 joint)

Filers age 65 or olderNew-car loan interest (yearly)

Take-home$1,240.89per paycheck · See breakdown ↓

Your take-home pay

$1,240.89

bi-weekly paycheck · from $1,440.00 gross

Take-home86.2%
Federal6.2%
FICA7.6%

PaycheckMonthYear

Paycheck breakdown per paycheck
Earnings		$1,440.00
Regular pay		$1,440.00
Taxes withheld		−$199.11
Federal income tax	6.2%	−$88.95
Social Security (6.2%)	6.2%	−$89.28
Medicare (1.45%)	1.45%	−$20.88
Net pay		$1,240.89

Effective tax rate: 13.8%
Federal marginal rate: 12%
State marginal rate: 0%
Gross hourly equivalent: $18.00
Net hourly equivalent: $15.51
You keep: 86.2%

Estimates use 2026 IRS Pub 15-T withholding, SSA and state tables. Your employer's payroll may differ by a few dollars.

$18 an hour: yearly, monthly, weekly and daily

Period	Gross pay	Take-home (no state tax)
Year (2,080 hours)	$37,440	$32,263
Month	$3,120.00	$2,688.59
Two weeks (80 hours)	$1,440.00	$1,240.89
Week (40 hours)	$720.00	$620.44
Day (8 hours)	$144.00	$124.09

$18 an hour at different weekly hours

Hours over 40 are paid at time-and-a-half ($27.00), with the 2026 overtime deduction applied. Single filer, Texas.

Hours / week	Weekly gross	Weekly take-home	Yearly gross	Yearly take-home
20 hours (part-time)	$360.00	$327.42	$18,720	$17,026
30 hours (part-time)	$540.00	$475.65	$28,080	$24,734
35 hours	$630.00	$548.13	$32,760	$28,503
40 hours	$720.00	$620.44	$37,440	$32,263
45 hours (5 OT)	$855.00	$734.32	$44,460	$38,184
50 hours (10 OT)	$990.00	$848.19	$51,480	$44,106

$18 an hour after taxes in every state

Full-time ($37,440/year), single filer, ranked by take-home pay. Effective total tax rate in a no-income-tax state: 13.8%.

#	State	Take-home / yr	Per month	Bi-weekly	State + local tax	Total tax rate
1	Florida	$32,263	$2,688.59	$1,240.89	$0	13.8%
2	Nevada	$32,263	$2,688.59	$1,240.89	$0	13.8%
3	New Hampshire	$32,263	$2,688.59	$1,240.89	$0	13.8%
4	North Dakota	$32,263	$2,688.59	$1,240.89	$0	13.8%
5	South Dakota	$32,263	$2,688.59	$1,240.89	$0	13.8%
6	Tennessee	$32,263	$2,688.59	$1,240.89	$0	13.8%
7	Texas	$32,263	$2,688.59	$1,240.89	$0	13.8%
8	Wyoming	$32,263	$2,688.59	$1,240.89	$0	13.8%
9	Alaska	$32,076	$2,672.99	$1,233.69	$187	14.3%
10	Ohio	$32,016	$2,667.99	$1,231.38	$247	14.5%
11	Washington	$31,744	$2,645.31	$1,220.91	$519	15.2%
12	Arizona	$31,730	$2,644.13	$1,220.37	$534	15.3%
13	South Carolina	$31,639	$2,636.56	$1,216.87	$624	15.5%
14	New Mexico	$31,620	$2,635.04	$1,216.17	$643	15.5%
15	Louisiana	$31,526	$2,627.17	$1,212.54	$737	15.8%
16	Mississippi	$31,497	$2,624.79	$1,211.44	$766	15.9%
17	Iowa	$31,492	$2,624.34	$1,211.24	$771	15.9%
18	Vermont	$31,443	$2,620.22	$1,209.33	$820	16%
19	Missouri	$31,441	$2,620.06	$1,209.26	$822	16%
20	Nebraska	$31,439	$2,619.92	$1,209.19	$824	16%
21	Idaho	$31,387	$2,615.58	$1,207.19	$876	16.2%
22	New Jersey	$31,354	$2,612.81	$1,205.91	$909	16.3%
23	Wisconsin	$31,300	$2,608.31	$1,203.84	$963	16.4%
24	Utah	$31,300	$2,608.31	$1,203.83	$963	16.4%
25	California	$31,296	$2,608.00	$1,203.69	$967	16.4%
26	North Carolina	$31,278	$2,606.49	$1,203.00	$985	16.5%
27	Montana	$31,260	$2,605.01	$1,202.31	$1,003	16.5%
28	West Virginia	$31,249	$2,604.12	$1,201.90	$1,014	16.5%
29	District of Columbia	$31,183	$2,598.55	$1,199.33	$1,080	16.7%
30	Colorado	$31,159	$2,596.61	$1,198.44	$1,104	16.8%
31	Maine	$31,146	$2,595.46	$1,197.90	$1,118	16.8%
32	Oklahoma	$31,124	$2,593.65	$1,197.07	$1,139	16.9%
33	Pennsylvania	$31,087	$2,590.62	$1,195.67	$1,176	17%
34	Kentucky	$31,070	$2,589.19	$1,195.01	$1,193	17%
35	Rhode Island	$31,064	$2,588.67	$1,194.77	$1,199	17%
36	Arkansas	$31,016	$2,584.63	$1,192.91	$1,247	17.2%
37	Georgia	$30,994	$2,582.80	$1,192.06	$1,269	17.2%
38	Kansas	$30,974	$2,581.13	$1,191.29	$1,289	17.3%
39	Connecticut	$30,956	$2,579.67	$1,190.62	$1,307	17.3%
40	Virginia	$30,924	$2,577.03	$1,189.40	$1,339	17.4%
41	Michigan	$30,923	$2,576.88	$1,189.33	$1,340	17.4%
42	Minnesota	$30,914	$2,576.15	$1,188.99	$1,349	17.4%
43	Alabama	$30,772	$2,564.31	$1,183.53	$1,491	17.8%
44	Delaware	$30,712	$2,559.35	$1,181.24	$1,551	18%
45	Hawaii	$30,680	$2,556.64	$1,179.99	$1,583	18.1%
46	New York	$30,645	$2,553.78	$1,178.67	$1,618	18.1%
47	Indiana	$30,605	$2,550.42	$1,177.12	$1,658	18.3%
48	Illinois	$30,555	$2,546.21	$1,175.17	$1,708	18.4%
49	Massachusetts	$30,539	$2,544.90	$1,174.57	$1,724	18.4%
50	Maryland	$29,922	$2,493.46	$1,150.83	$2,341	20.1%
51	Oregon	$29,757	$2,479.75	$1,144.50	$2,506	20.5%

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